Extreme events such as the “Financial Crisis” and qualitative factors such as emotions and the influence of the internet/media add to the complexities associated with deriving capital market expectations.  It is our job to deal with these complex issues and to simplify them when dealing with our clients.

The Investment Process is comprised of the following steps:

1.  Identifying a client’s objectives/goals

2.  Determining a portfolio strategy/asset allocation

3.  Investment selection/implementation

4.  Portfolio review/monitoring

The various steps appear to be simple but the continuous aspect of the process is where the challenge lies. How we differentiate ourselves from other firms lies in how we follow through on the investment process. It is extremely important for our consultants to stay in touch with clients to update their objectives/goals and to constantly monitor capital market expectations to see how all variables will impact portfolio strategies moving forward.